Golden Rule Insurance Company is an affiliate of UnitedHealthcare Company. UnitedHealthcare is one of the largest and most far reaching health insurance providers in the country, with provider networks throughout the United States. Of course Golden Rule was a great company of its own accord in Connecticut for many years. And they were the first to make it this easy to apply online.

Golden Rules market, in our opinion, has always been the relatively healthy consumer who is dollar conscious. If you feel you are paying too much for health benefits you don't use, you may want to check out Golden Rule's Individual or HSA plans. I believe that Golden Rule's Health Savings Account medial plans are the best available in Connecticut today, dollar for dollar.

However, if you have less than good health or take medications due to serious illness, this is probably not the company to pursue. And although they are getting better at accepting minor conditions, the plans really work best for active, healthy applicants.

Golden Rule offers individual health plans with office co-pays and prescription drug cards, all the way up to plans with larger deductible to keep the premium costs down. Our favorite individual plan from Golden Rule is Plan 100. Plan 100 pays 100% of covered expenses after you meet your deductible. This is a great plan if you look at health insurance as a "risk management" tool. You pay the small stuff and let Golden Rule pay the large bills that would have a negative affect on your finances. Perfect for the young and healthy, the affluent, small business owners, lawyers, doctors, and those who can afford to pay for the first $1000 or so each year for medical expenses. In return you receive a relatively low premium. It really is hard to beat the prices on these individual health plans for Connecticut residents. Remember, you can apply for coverage online, or Call us at 1.800.289.8376 to assist you with your enrollment. It cost you nothing for the help!