Individual Health Plans in Connecticut

There are seven companies currently selling individual health insurance policies in Connecticut. That number will likely change in the future as some companies exit the state and other come in. Which company offers the best plan for you will depend on several factors:

• Your current and past medical condition(s)
• Whether or not you want maternity coverage
• Your assessment of possible future medical expenses
• The networks you doctors participate in
• The deductible you are willing to assume
• Funds available to pay monthly premiums

Because so many covered benefits are state mandated, there is little difference in the actual benefits covered among the different plans. In most cases the difference will be reflected in the amount you pay up front (deductible), the co-payments for services, the cost of prescription drugs, and whether maternity and preventative expenses are covered. The plans still need to be analyzed, but the variables are not a great as many consumers believe. And of course our staff helps you to understand the differences and which individual health plan is best for you and your family.

To the left you will find links to information on the specific individual medical plans available. We feel that between Anthem Blue Cross & Blue Shield, ConnectiCare, and Golden Rule, you will be able to find a plan that is most affordable and appropriate for your needs. Call us at 1.800.289.8376 for assistance.